Adjustable rate mortgages (ARMs) have an interest rate that changes periodically based on market indices. When the original term of your interest rate is about to come due it is time to consider your options. As interest rates rise, homeowners may choose to refinance into a fixed rate mortgage. The information below can guide you through this change and assist you in making a sound decision. Regardless of your situation, Ross Mortgage Corporation has the expertise required to help you make the right decision

• What's Behind the Change?
• Evaluating the Equity Effect
• Considering Your Options
• Dealing with Concerns